Yabx, a FinTech undertaking, aims at simplifying financial access to over two billion un-banked people in the emerging markets of Africa, Asia, and Latin America using the mobile phone device. With an ambition to democratize such access, Yabx aspires to provide financial services to the under-served. We, at Yabx use technology and analytics to reduce the cost of delivering financial services, thereby bringing banking to the un-banked. We do this with the help of our partners who are leading banks, MFIs, credit bureaus, Mobile Financial Providers, MNOs, and handset manufacturers. Incubated by Mahindra Comviva, a global leader in Mobile Financial Services, Yabx is a part of USD 20 Billion Mahindra Group. Led by a team of industry experts and entrepreneurs who have a global experience in managing telecom operators and mobile wallet providers, coupled with strong capabilities in behavioral analytics and risk management, Yabx has an unparalleled edge to provide solutions that help achieve its core purpose of financial inclusion.